Harris Law Firm PC
AUSTIN    HOUSTON      Telephone 713.781.1156  or  512.732.7377     Fax 877.876.8913
Attorney Profile

Education

J.D., Vanderbilt University Law School, 1990.  Executive Articles Editor,
Vanderbilt Journal of Transnational Law.

B.A.,
cum laude, Rhodes College, 1987.  Phi Beta Kappa; Mortar Board Society;
Omicron Delta Kappa.


Bar Memberships

Texas

Peer Review Rating

Rated AV Preeminent
(the highest available) by Martindate-
Hubbell.

Professional
History


Harris Law Firm PC. Shareholder,
2008 - present.

Sutherland Asbill & Brennan LLP. Partner, 2006-2008.

Locke Liddell & Sapp LLP (now known as Locke Lord LLP).   Partner, 1998-2006. Associate, 1990-1997.

T. Alan Harris                 
Shareholder
 
E-mail:   alan.harris@harrislawusa.com
Direct:    713.781.1156 or 512.732.7377
Fax:        877.876.8913


T. Alan Harris spent nearly 18 years with large law firms in Houston before forming Harris Law Firm PC in 2008.  Alan’s practice focuses on regulatory and corporate matters for banks, thrifts, related financial institutions, and their investors. He also assists clients in other industries with corporate transactions and regulatory compliance.  He counsels clients on corporate structuring and governance, mergers and acquisitions, capital raising, new product offerings, consumer disclosures, and numerous regulatory and compliance issues affecting their daily operations. 

Alan’s clients range from small community banks to regional institutions to multinational conglomerates.  Matters on which Alan spends most of his time include:

  • Formations, reorganizations, capital raising, and mergers and acquisitions for depository institutions and their holding companies and other corporate entities.
  • Special-purpose charters, including the new Texas wholesale savings association charter, and the Texas private trust company charter.  (Alan formed the first of each of these in Texas).
  • Regulatory aspects of bids for failing financial institutions.
  • Participation in government recovery programs, including TARP.
  • Examination and enforcement issues and reporting to regulators.
  • Change in Bank Control Act and Bank Holding Company Act “control” issues.
  • Private stock offering documentation and issues related to capital raising.
  • Structuring and regulatory issues for private equity funds and other institutional investors acquiring interests in depository institutions and their holding companies.
  • Lending limits and transactions involving insiders and affiliates.
  • Preparation of form agreements for treasury management services, including ACH, funds transfer, and remote deposit capture (RDC).
  • Privacy, information sharing, and affiliate marketing issues under GLBA and FCRA.
  • USA PATRIOT Act and OFAC compliance.
  • Marketing of insurance and securities to bank customers.
  • Electronic payment systems and related new product offerings.
  • RESPA “anti-kickback” rules affecting promotion of affiliated businesses.
  • Deposit sweep programs, including “repo” sweeps and offshore (Eurocurrency) accounts.
  • Cross-border banking activities, U.S. regulation of foreign banks, and international transactions for other corporate clients.
  • Licensing and regulation of specialty financial institutions such as trust companies, insurance agencies, title companies, and money services businesses.

Alan is on the board of directors of the Texas Association of Bank Counsel and is a member the Leadership Division of the Independent Bankers Association of Texas. 

Alan and his wife Carrie have three children and currently reside in Austin, Texas.

Selected Publications

“Despots, Deposits and Diligence: Brushing Up on International Compliance,” presented to Texas Bankers Association 38th Annual Legal Conference (March 2012).

“Capital is King: Options for Getting More,” presented to Texas Bankers Association 37th Annual Legal Conference (March 2011).
 

"So Your TARP Application Just Got Approved: Now What?" presented to Texas Bankers Association 35th Annual Legal Conference (March 2009).

“Untangling the New Rules for Affiliate Marketing,” ABA Bank Marketing (April 2008). 

“Tips for a Winning Sweepstakes Promotion,” Bank Regulatory Perspectives (September 2007).  

“Con artists broaden horizons with e-mail scams beyond '419',” Houston Business Journal  (August 3, 2007). 

“Got RDC?   Tips for Addressing Remote Capture Risks,” Bank Regulatory Perspectives (May 2007).

Co-Author, "New Rules on Debt Cancellation Contracts Offer More Certainty to Banks and Customers," On Point: Law & Financial Institutions Quarterly, 
15.1 (2003).

"Private Trust Companies Debut in Texas," Texas Banking (1999).

"Making Sense of Deposit Accounts, "On Point: Law & Financial Institutions Quarterly, 
7.1 (1995).

"Financial Services in Mexico - Profiting from NAFTA Benefits," How to Profit Under NAFTA, Business & Legal Reports (1995).
 
 

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